2 tablespoons butter
1/2 small sweet onion, diced
2 cloves garlic, minced
1-15 oz. can black beans, drained & rinsed
1/2 cup salsa {I used a hot salsa, but you can use medium or mild}
1 cup granted cheddar cheese
1/4 cup sour cream
salt
lots of pepper
1 1/2 teaspoons cumin
1 teaspoon chili powder
1/4 cup chopped cilantro

Preheat large skillet over medium heat. Melt butter. Saute onions and garlic together for 3 minutes or until softened and slightly browned. Stir in black beans, salt, pepper, cumin and chili powder and cook another 5 minutes or so over medium low heat. Stir in salsa, cheese and cream. Using a potato masher, mash beans until desired consistency is reached. Stir in cilantro. Spoon into bowl and serve warm with tortilla chips.